REAL ESTATE TERMS - J
Joint Tenancy (with Rights of Survivorship): two or more owners share equal ownership and rights to the property. If a joint owner dies, his or her share of the property passes to the other owners, without probate. In joint tenancy, ownership of the property cannot be willed to someone who is not a joint owner. Ownership of real estate between two or more parties named in one conveyance as joint tenants. Upon the death of a joint tenant, his or her interest passes to the surviving joint tenant or tenants by the right of survivorship. In Wisconsin, an HT-110 form is completed and recorded by the surviving joint tenant.
Judgment: a legal decision; when requiring debt repayment, a judgment may include a property lien that secures the creditor’s claim by providing a collateral source. The formal decision of a court upon the respective rights and claims of the parties to an action or suit. After a judgment has been entered and recorded with the Clerk of Courts, it usually becomes a general lien on the property of the defendant.
Jumbo Loan: or non-conforming loan, is a loan that exceeds Fannie Mae’s and Freddie Mac’s loan limits. Freddie Mac and Fannie Mae loans are referred to as conforming loans. A jumbo loan is a mortgage with a loan amount that exceeds the conforming loan limits for the area. In most areas in the United States, the conforming loan limit is $417,000, but the limits can exceed that amount in higher-cost areas. A loan amount that exceeds the Fannie Mae/Freddie Mac limit, which is generally $425,100 in most parts of the U.S.
Testimonials
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Karla is a caring, knowledgeable, proactive individual who gets it right all the time. I enjoyed working with her and would recommend her all the time.
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- Mel B
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From the first contact, Karla was the most responsive, professional and courteous agent for our search. A great listener, she immediately understood our needs and provided pro active services that led to a well focused selection of properties and a quick closing. We found a great property and Karla was very helpful throughout every stage of the process, paperwork etc...Her social & professional skills make her a delight to deal with, in stark contrast with many amateur agents that we got to meet before her. Anyone, including her own current employer, is lucky to have her and I would highly recommend her over anybody else, she is a rare gem in this bizarre South Florida real estate world. I have no doubt that one day, she will end up running her own business very successfully.
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- Doug M.
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Karla was very informative and proactive in helping me sell my home. She was able to guide us in getting our home on and off the market in a short time and I was very satisfied with the end result.
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- AJ Jones
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Data Last Updated: September 12, 2026 1:22 PM UTC
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by Florida Keys MLS, Inc. on September 12, 2026 1:25 PM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
